Mortgage Rates 2026 Hit Critical 6.0% “Floor” Following Fed Pause
In the begining of the new year, U.S. mortgage rates 2026 settled into a stubborn range just above 6.0%—not because inflation has vanished, but because the Federal Reserve has signaled a strategic pause in its rate-hiking cycle. This psychological and economic threshold is now being called the “6.0% floor”: a level below which rates are…